Industries
The question changes by industry.
The business underneath doesn't.
21 out of the 30 top U.S. banks, including Capital One, use Enigma — alongside fintechs, payments providers, lenders, marketplaces, and government agencies. Different decisions, all resting on the same thing: whether this business is real, and whether it is still operating.
Featured segments
Where the record does the most work.
Screen · Verify
Banks
Commercial onboarding, sanctions and watchlist screening, and continuous monitoring on one identity layer — so a name that clears at account opening keeps clearing afterwards.
1B+ screening requests a month, 80% fewer alerts, under 1% false positives
Capital One · Chase · Truist
Verify
Fintech
Approve more of the real applicants without adding reviewers. Enigma matches the brand or DBA on the application, not only the name on the filing, and answers inside the sign-up flow.
~1.5s median KYB response, 92% match rate with a person's name
Ramp · Wisetack · Alloy · Findigs
Signals
Payments Providers
Size a merchant's real card volume before the first call, then price and monitor the risk after boarding — observed revenue and refund behavior, not what the application claimed.
Observed revenue from 40% of U.S. card volume across the top 60 issuing banks
Sardine · Preflect
Signals · Verify
SMB Lenders
Underwrite on observed revenue, growth, and refund behavior instead of stated figures — and re-check the book as volume shifts, before the delinquency shows up.
22M+ merchants with observed revenue, growth, and refund history
Kapitus · Pipe · Capital on Tap · Wayflyer · Lendistry
Identity graph
Merchant Platforms
Board sellers in a single call: the storefront name resolves to a legal entity, its locations, and the people behind it — then stays monitored while they sell.
100M+ registrations, 30M+ brands, 2B+ relationships, 99.2% pairwise precision
DoorDash · Faire · Gusto
Gov Archive
Government
Agencies check eligibility, licensing, and enforcement history against the same public record they file into — normalized across jurisdictions and linked back to the business that filed it.
Thousands of U.S. government datasets, linked to the resolved entity
All industries
Twenty-two segments, one identity layer.
The businesses differ. The evidence underneath them doesn't — registrations, licenses, locations, card activity, and the people attached to each.
Banks
Onboarding, screening, and monitoring at bank scale.
Card & Credit Line Issuers
Size a business before you extend the line.
Collections & Recovery
Find the business that moved, renamed, or reopened.
Consulting & Advisory
Market maps built on filings, not surveys.
CPG
Rank the outlets that actually carry the category.
Credit Bureaus
Thin-file businesses, resolved to a real identity.
Credit Decisioning Platforms
Verified identity and observed revenue in one call.
Fintech
Approve more real applicants without more reviewers.
Food & Beverage
Locations, licenses, and inspection history per outlet.
Government
Eligibility checked against the public record.
Healthcare
Practices and providers, matched to licensing records.
Insurance
Underwrite what a business does, not what it declared.
ISOs
Board merchants faster and keep the portfolio clean.
Marketing & Advertising Agencies
Target businesses that are open and growing.
Merchant Platforms
Seller onboarding in one call, monitored after go-live.
Payments Providers
True gross processing volume before the first call.
Retail & Ecommerce
Wholesale buyers and suppliers, verified.
SMB Lenders
Underwrite on observed revenue, not stated revenue.
Technology & Software
Firmographics your CRM can act on.
Telco
Verify business subscribers at sign-up.
Venture Capital
Diligence on private companies, from public evidence.
Vertical SaaS & Marketplaces
Embedded KYB inside your own product.
21 out of the 30 top U.S. banks, including Capital One, use Enigma.
In these sectors
Lenders, marketplaces and processors, and what each one measured.
Connect with an industry expert.
Tell us the decision you run — onboarding, underwriting, screening, or targeting — and we'll show you the evidence behind it.